KMA is an independent debt management consultancy advising and managing all types of personal debt problems for individuals, partnerships and small private companies.
We are not linked to any financial institution, we have no subsidies from banks, finance companies or credit card providers. We are NOT insolvency practitioners, Receivers, or Bailiffs (officers of the courts), we do not prepare or manage IVAs (Individual Voluntary Arrangements).
however………..
We DO manage and administer informal arrangements with creditors to help you plan and pay off your debts to your known creditors and have very affordable monthly fee terms for all the work that we do.